Archive for September, 2010

With plenty of credit card offers these days, it’s difficult to say no to the offers. The 0% APR, the many benefits that come with the line of credit, and some other perks – including some partnership with airlines, shopping malls and eateries – entice each and every credit card holder to apply for more cards.

Having plenty of credit cards, despite all the perks, can backfire. There’s one thing in common that every multiple credit card holder is prone to: Spending more than he/she should.

What’s more, with the possibility in eating out to fancy restaurants, you are more prone to illness related to bad eating habit, all thanks to the foods that sit high in glycemic index food list.

Just like your life in need of a diet, such as south beach diet phase 1, you need to do a diet on your credit cards; you need to “lose some weight” by cutting some of your credit cards off and consolidate your credit cards, in such a way that you can make a single payment to your credit cards if you decide to hold some credit cards.